Ways to Give

Harvard welcomes outright gifts of cash, checks, or appreciated securities at any time. Popular gift planning options include the following:

Outright Gifts of Appreciated Securities
Donating appreciated securities or mutual funds that are held for more than one year enables you to support Harvard generously and receive significant tax benefits. You can deduct their full fair market value, regardless of what you originally paid for them. You also avoid paying capital gains tax. 

IRA Qualified Charitable Distribution (QCD)
For individuals ages 70½ or older, the IRA QCD is a tax-wise way to support Harvard and may be particularly beneficial to those who do not itemize in their tax filings. When you are required to make annual withdrawals from an IRA starting at age 72, the QCD can satisfy your annual required minimum distribution and exclude those funds from your taxable income. 

Gifts that Pay You Income
Charitable gift annuities and charitable remainder trusts enable you to make a generous gift to Harvard and receive a lifetime income and current tax benefits. Income payments may be fixed or variable with the potential for growth over time.

Bequests and Estate Gifts
A gift by will or similar provision in your estate plan allows you to make a significant gift to Harvard while retaining use of your assets to meet lifetime needs.

Other Gift Planning Options
Gifts of real estate, private business interests and life insurance as well as valuable artwork, collections, and other tangible property can provide meaningful support for Harvard with tax-wise benefits for you.