Pooled Income Funds

Pooled income funds consist of gifts from multiple donors that are combined into a trust invested by Harvard Management Company. Pooled income funds offer you income and tax benefits and ultimately support the work of the University.

A pooled income fund gift entitles you and/or your beneficiary to your proportional share of the quarterly income of the fund for life. On the death of the last income beneficiary, the principal of your gift will be used by Harvard.

Benefits

• Quarterly income for life
• Support for your spouse or other beneficiaries
• Charitable income tax deduction
• Avoidance of capital gains tax
• Gift and estate tax savings
• Future support for Harvard

Harvard Pooled Income Funds

• Harvard Life Return Fund: Seeks to earn a sustained high rate of income over the long term and is invested primarily in fixed-income mutual funds.
• Harvard Growth Fund: Generates modest income and seeks long-term growth of principal. The fund invests primarily in domestic equity securities.
• Harvard Balanced Fund: Combines the strategies of the other two funds, and offers a moderate level of current income as well as opportunities for long-term growth of both principal and income.

Guidelines

• A gift to a pooled income fund can be funded with cash or marketable securities.
• Each of the funds requires a minimum initial gift of $25,000.
• The minimum age for beneficiaries is 50 years old for the Life Return Fund, 25 for the Growth Fund, and 40 for the Balanced Fund.

Request a Personal Gift Illustration

Please contact us at 800-446-1277 or use our (update) electronic form.

Performance History

Please follow this link to view Pooled Income Funds performance history.